[Applying for a mortgage to buy a house] It's a lot of work. They ask you so many questions, like - "Oh hey did you happen to apply for a Visa Card in 1999 at 7-Eleven so you could get half-off on a salted nut roll?" You can't lie, it's a federal offense. So you have to be like - I remember getting a good deal on a salted nut roll one time. [Pause] And then you don't get the house. That's how it works.